Tell us how much funding your business needs and what it will be used for. Through one straightforward portal, you can explore potential loan options from a range of business finance providers.
Potential matches depend on your business information, eligibility and the criteria of individual providers.
A business loan provides capital that is normally repaid over an agreed period, together with interest and any applicable fees. Depending on the facility, repayments may be fixed or flexible and the loan may be secured or unsecured.
Searching for finance yourself can mean contacting numerous lenders, repeating the same information and trying to compare very different products. Funding 4 Business gives you access to a Swoop-powered portal that can help identify potentially relevant funding options from its panel of providers.
Start your application →The most appropriate structure will depend on the amount required, the purpose of the funding, your trading history, available security and ability to make repayments.
Borrow without securing the facility directly against a particular property, vehicle or item of machinery. Eligibility is generally based on the strength and financial position of the business.
Use an eligible asset as security for the borrowing. Depending on the provider and asset value, secured lending may support larger amounts or longer repayment periods.
Support everyday operating expenses such as wages, rent, utilities, suppliers, materials and inventory when cash flow is stretched or seasonal.
Borrow for a shorter period to manage a temporary cash-flow gap, unexpected expense, urgent purchase or time-sensitive business opportunity.
Access funding up to an agreed limit, draw down what is needed and potentially reuse the facility as amounts are repaid, subject to provider terms.
Newer businesses may be able to explore funding based on their business plan, experience, forecasts, funding purpose and the criteria of specialist providers.
Not sure which type of loan may suit your business?
Apply Now →Business borrowing can support immediate cash-flow requirements or provide the capital needed to invest in a longer-term opportunity.
Tell us what your business is trying to achieve and the portal can help identify potentially relevant funding routes.
Apply Now →Cover temporary gaps between money leaving and entering the business.
Meet essential operating costs while protecting available cash.
Prepare for seasonal demand, larger orders or new customer contracts.
Invest in the tools, machinery and transport needed to operate or grow.
Open a new location, increase capacity or enter a new market.
Build the team and capabilities required for the next stage of growth.
Support campaigns, customer acquisition and the launch of new products or services.
Deal with urgent repairs, disruption or an unforeseen business expense.
Provide a few details about your business, the amount required and how the funds will be used to begin exploring potential matches.
The portal gives you a single place to provide your business information, review potential matches and continue with the opportunities you wish to explore.
Apply Now →Begin your funding journey securely online.
Provide the amount needed, funding purpose and key business details.
Explore loan options that may be relevant to your business and circumstances.
Supply any additional information requested and review the provider’s proposed terms.
Every provider applies its own eligibility and risk criteria. Having clear, accurate information available can make the application journey easier.
How long the business has operated and evidence of recent trading activity.
Revenue, money moving through the business and its ability to support repayments.
How much is required, what it will be used for and how it may benefit the business.
The credit history of the business and, where relevant, its owners or directors.
Current borrowing, regular repayments and other financial obligations.
Whether an asset, personal guarantee or other commitment may be required.
The exact requirements will depend on the provider and facility.
Understand the key points before exploring your potential options.
Apply Now →This depends on your turnover, cash flow, trading history, existing commitments, funding purpose, available security and the criteria of individual providers.
A secured loan uses an eligible asset as security. An unsecured loan is not secured against a specific asset, although a personal guarantee or other commitment may still be requested.
Some providers consider start-ups and newer businesses. Availability may depend on your plan, experience, forecasts, funding purpose and ability to demonstrate how the loan will be repaid.
It may still be possible to explore funding, but the range of available providers, borrowing amount and proposed cost may be affected by the business or directors’ credit history.
Timescales vary considerably. They depend on the loan type, provider, complexity of the application and how quickly all required information can be supplied.
Some providers allow early repayment, but charges or early settlement conditions may apply. Review the full terms before accepting any facility.
No. Registration, matching and application do not guarantee that finance will be offered. Every application remains subject to eligibility, status, affordability and provider approval.
No. Funding 4 Business does not provide loans directly. We introduce businesses to a Swoop-powered platform through which potential funding opportunities from third-party providers can be explored.
Tell us about your business, how much funding you require and what you want to achieve.
Funding 4 Business is not a lender and does not provide independent financial advice. We may receive commission following a successful introduction. Funding is subject to eligibility, status, affordability assessments and provider terms. Registration does not guarantee that funding will be offered.
